Just imagine how you would feel if your home and personal possessions were damaged by fire, flood or some other unforseen peril.
Buildings Insurance
Building insurance covers the structure of your home. Apart from the obvious exterior walls and roof, this also includes partition walls, ceilings, floorings and permanent fixtures & fittings, such as bathrooms fittings or fitted kitchens
Some of the covers available:
Fire, explosion, lighting, earthquake
Subsidence
Storm,flood
Escape of water from tanks, pipes etc
Theft
Trace and access
Contents Insurance
Contents insurance covers your household goods and personal property, which is typically everything that you would take with you if you move out.
Things like furniture, electrical equipment and personal possessions and for example, clothing.
Electrical power surge
Personal possessions away from home
Pedal cycles
Golf equipment
Accidental damage to contents
Artwork
The household’s legal liability to the Public